Fire Insurance Claim Attorney
We Maximize Your Insurance Recovery - From Filing to Final Payment
Don't Let Insurance Companies Shortchange You
After losing your home or business to fire, the last thing you need is a battle with your insurance company. Yet that's exactly what many fire victims face - denied claims, delays, and settlement offers that don't come close to covering their losses.
With 25+ years of experience, we know every tactic insurance companies use to minimize payouts. We level the playing field and fight for every dollar you're owed.
- Complete policy review to find ALL coverage
- Professional damage documentation
- Direct negotiation with adjusters
- Appeals and supplemental claims
- Bad faith litigation when necessary
Free Policy Review
We'll analyze your policy and tell you exactly what you're entitled to - no obligation
Complete Insurance Claim Services
From Initial Filing to Maximum Recovery
Regular Claim Filing
We handle your entire claim from start to finish. Document losses, prepare inventories, submit paperwork, and ensure nothing is missed that could reduce your recovery.
Coverage Analysis
Most people don't understand their full coverage. We find benefits you didn't know existed - additional living expenses, code upgrades, landscape coverage, and more.
Adjuster Negotiation
Insurance adjusters work for the insurance company, not you. We speak their language and know their tactics. Let us handle all communications to protect your interests.
Supplemental Claims
Initial settlements rarely cover everything. We identify missed damages and file supplemental claims to recover additional compensation you deserve.
Bad Faith Claims
When insurers wrongfully deny claims or unreasonably delay payment, we hold them accountable. Bad faith claims can result in significant additional compensation.
Total Loss Expertise
Complete destruction requires special handling. We ensure proper valuation, code upgrade coverage, debris removal, and all additional coverages are maximized.
Our Proven Process
How We Maximize Your Insurance Recovery
Free Policy Review
We analyze your insurance policy to identify all available coverages and benefits. No obligation consultation to explain your rights and options.
Document Everything
Our team helps document all losses comprehensively - structure, contents, landscaping, additional living expenses. We know what insurers require.
File & Negotiate
We submit your claim with professional documentation and handle all adjuster communications. No more stress of dealing with the insurance company.
Fight for More
Initial offers are rarely adequate. We negotiate aggressively, file supplements, and if necessary, pursue bad faith claims to maximize recovery.
Get Paid Fully
We don't stop until you receive every dollar you're entitled to. Our fee comes only from the additional money we recover for you.
Coverage We Help You Claim
Most Fire Victims Miss These Benefits
Dwelling Coverage
Full replacement cost, not just market value
Contents/Personal Property
Everything inside your home at replacement cost
Additional Living Expenses
Temporary housing, meals, storage costs
Code Upgrades
Building code compliance for rebuilding
Landscaping
Trees, plants, outdoor structures
Debris Removal
Cleanup and hauling costs
Extended Replacement
Coverage above policy limits
Loss of Use
Lost rental income for landlords
Insurance Claim FAQs
Answers to Common Questions
While not required, statistics show policyholders with attorneys receive 40% more on average. Insurance companies have teams of lawyers and adjusters working to minimize payouts. We level the playing field and ensure you get every dollar you're entitled to. Our fee only comes from the additional money we recover.
It's not too late! Initial offers rarely include everything you're owed. We can file supplemental claims for missed items, challenge undervaluations, and pursue additional coverages. Many clients come to us after receiving lowball offers and we significantly increase their recovery.
We work on contingency - no upfront costs. We only get paid if we increase your recovery. Our fee is a percentage of the additional money we obtain above what the insurance company initially offers. If we don't increase your settlement, you owe us nothing.
Don't give up! Many denied claims are wrongfully rejected. We can appeal the denial, provide additional documentation, and if necessary, file a bad faith lawsuit. Insurance companies often reverse denials when an attorney gets involved. Let us review your denial letter for free.
Timeline varies by case complexity. Simple claims may resolve in 2-3 months. Complex total loss claims can take 6-12 months. Bad faith litigation may take longer but can result in significant additional compensation. We work to resolve claims as quickly as possible while maximizing your recovery.
Don't Accept Less Than You Deserve
Insurance companies count on you not knowing your rights. We know them all.
Free Policy Review • No Upfront Costs • 25+ Years Experience