We Make Them Pay for Breaking Their Promise to You
After losing everything in a fire, the last thing you need is your insurance company playing games. We hold them accountable.
Get Your Free Bad Faith ReviewIf you're experiencing any of these tactics, you may have a bad faith claim worth significant damages beyond your policy limits.
Weeks or months pass without updates. They ignore your calls. They keep asking for the same documents. Every excuse to avoid paying your claim.
Offering pennies on the dollar for your losses. Using outdated pricing. Ignoring legitimate expenses. Hoping you'll take less than you deserve.
Denying coverage for bogus reasons. Misinterpreting policy language. Claiming exclusions that don't apply. Finding any excuse to say "no."
Rushed or biased inspections. Ignoring evidence supporting your claim. Using "preferred" adjusters who lowball damages. Not investigating at all.
Suddenly changing what your policy covers. Adding exclusions after the fact. Interpreting terms differently than when you bought the policy.
Threatening to drop coverage. Aggressive questioning. Making you feel guilty for filing a claim. Treating you like a criminal, not a victim.
They depreciate everything to nothing. Your 5-year-old roof? Worth 10% of replacement cost. Your furniture? Practically worthless. This is often illegal and always unfair.
Different adjuster every call. Lost paperwork. Endless transfers. "We're still reviewing." Designed to frustrate you into giving up or accepting less.
Offering small partial payments with conditions. Making you sign away rights. Using checks with "full and final settlement" language. Don't fall for it.
Claiming you caused or contributed to the damage. Saying you failed to mitigate losses. Accusing you of fraud without evidence. All to avoid paying.
Falsely claiming you're at policy limits. Refusing to explain coverage. Not disclosing additional coverages you're entitled to. Keeping you in the dark.
When insurance companies act in bad faith, they can be forced to pay far more than your policy limits.
The full amount of your legitimate claim, including all benefits under your policy
Additional losses caused by their delays: lost business, foreclosure, credit damage
Compensation for anxiety, stress, and suffering caused by their bad faith conduct
Punishment damages that can be multiple times your actual losses
They pay your legal costs when they act in bad faith
Additional monetary penalties for delayed payments
We analyze your policy, claim history, and insurance company's conduct to identify bad faith violations.
We gather all communications, document delays, and build an ironclad case of bad faith conduct.
We put the insurance company on notice, demanding immediate payment and bad faith damages.
If they don't pay, we file suit and pursue every available damage, including punitive damages.
In California, you typically have 2 years from the date of the bad faith conduct, but some cases allow up to 4 years. Don't wait - evidence disappears and memories fade.
Yes! If they unreasonably delayed payment, underpaid, or made you fight for coverage you were entitled to, you may still have a bad faith claim for the additional damages you suffered.
It depends on what you signed. Some settlements only resolve the underlying claim, not bad faith. We'll review your documents to determine your options.
Bad faith damages often exceed the original claim value. We've seen cases where a $100,000 claim resulted in million-dollar bad faith judgments. Every case is unique.
Insurance companies have teams of lawyers. Bad faith law is complex. Going alone is like bringing a knife to a gunfight. You need experienced counsel.
Homeowner's claim of $450,000 was denied. We proved bad faith and won $3.2 million including punitive damages.
Insurance company delayed payment for 18 months. Jury awarded full claim plus $1.2 million in bad faith damages.
Commercial property claim underpaid by 70%. Bad faith suit resulted in full payment plus massive punitive award.
You've already lost your home. Don't lose your rights too.
✓ Free bad faith case evaluation
✓ No fees unless we win
✓ We advance all costs
✓ Experienced insurance bad faith attorneys
Get Your Free Bad Faith Review Today
📞 Call: 818-291-6217
📧 Email: rozsagyenelaw@yahoo.com
💬 Text: 818-434-4541
Law Offices of Rozsa Gyene | 450 N Brand Blvd Suite 600, Glendale CA 91203
We handle bad faith claims against all major insurers including State Farm, Allstate, Farmers, Liberty Mutual, USAA, and others.